How to Check Jammu and Kashmir Bank Account Balance?

Jammu and Kashmir Bank is a J&K based private sector banking and financial services company with the headquarters in Srinagar. The bank has a total of 935 computerized bank branches, 1287 ATMs and 25 Cash Deposition Machines (CDM). The bank was established in the year 1938 by Maharaja Hari Singh in collaboration with other eminent investors. The bank functions as a universal bank in Jammu & Kashmir and as a specialized bank in the other parts of the nation.

On 2018, the Jammu and Kashmir Bank was approved as a Public Sector Undertaking (PSU), and the next year, in 2019, the J&K Bank agreed to be the Sponsor of Real Kashmir. As of today, it offers many modern banking services like mobile banking, net banking, credit card facility, phone banking, merchant services and instant payments. A consumer can easily check account balance in diverse ways.

Jammu and Kashmir Balance Inquiry Missed Call Number

Jammu and Kashmir Bank provides the service of missed call alert wherein the customers can check their account balance directly from their phone. The steps to avail this service are as follows:

1. Visit the nearest Jammu and Kashmir Bank to enrol your contact number for missed call service. The customers can also update their bank account at the time of account creation.
2. Once the service is activated, dial the toll free number 18001800234. The call will be automatically disconnected.
3. You will receive an SMS alert that notifies you the details of the available balance.

Check Balance Using Jammu and Kashmir Bank Net Banking Service

Customers of Jammu and Kashmir Bank can also check their account balance through Net Banking facility all day of the week, and 365 days a year. A customer can easily avail this facility using internet connection and a computer with a browser. However, this facility is limited to registered users only. You can apply for net banking facility at the nearest branch. After registration, the bank will provide the customer with the essential login details that can be used for Jammu and Kashmir Bank Net banking at www.jkbankonline.com. Once activated, you can easily avail this facility any time of the day.

Check Balance Using Jammu and Kashmir Bank Mobile App

The Jammu and Kashmir Bank has generated a mobile app for its customers (J&K Bank mPAY) wherein they could engage in several banking services like fund transfer, payments, and balance check from the comfort of their homes. This service can be used 24X7 and 365 days without any requirement of personal bank visit. The app can be downloaded on the registered mobile number both from Google Playstore and iOS store to empower customers with digital services. Hence, you can easily use this app to check your Jammu and Kashmir Bank account balance.

Check Balance Using Jammu and Kashmir Bank ATM

To use this facility you would need to have an active Jammu and Kashmir Bank ATM Card. If you do not have this card you can apply for it in your near J&K Bank branch. The card can be used in any ATM machine to check the bank balance. The service is entirely free of any charge. The steps to know the account balance through ATM service is as follows:

1. Insert the ATM Card in an ATM Machine.
2. The machine would ask for the associated ATM Pin.
3. Insert the right pin and press enter.
4. Select the Balance Inquiry option to know your available account balance.

Check Balance by Visiting Your Nearest Jammu and Kashmir Bank Branch

A customer can also follow the traditional method of visiting the nearest Jammu and Kashmir Bank branch to check the current account balance. Here the bank executives will help you to update your passbook and you will get a history of all the past transactions along with the existing bank balance.