Federal Bank is a private sector bank established in the year 1931. Federal Bank offers a lot of services that make the bank modern and efficient. Services like mobile banking, net banking, and much more can be used by the account holder to keep his account accessible within the comfort of the home.
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Federal Bank Balance Inquiry Missed Call Number
Federal Bank offers the account holder a balance check number that can be used to find the bank balance of the account. The federal bank missed call number is 8431900900. You can also use the
How to Register Your Mobile Number in Federal Bank?
Register your mobile number by sending an SMS to this number-9895088888 in this Syntax–ACTBAL <space> 14 digit account number
Federal Bank SMS Banking via Federal Bank SMS Balance Check Number
You can use the Federal Bank SMS banking to find the bank balance by sending a pre-defined syntax SMS to the Federal Bank SMS Banking number-9895088888 OR 5676762.
The Syntax used for checking the services is as follows-
| Service | Syntax |
|---|---|
| Balance Inquiry | BAL <space> my short no |
| Mini-Statement | TXN <space> my short no |
| Cheque Status | CPS <space> my short no <space> Cheque |
| Cheque Book Reques | CBR <space> my account |
| Find your MMID | MMID |
| Block Debit Card | BLOCK <space> Last four digits of Debit Card |
Check Balance using Federal Bank Mobile Banking
You can use mobile banking to find the bank balance and use the Smartphone to access the banking service. It can be used to find the bank services 24X7 and 365 days.
Check Balance using Federal Bank Net Banking
Net Banking is one of the best banking services that enable the account holder to use the internet to use the banking service. It can be used just like
Check Balance using Federal Bank ATM Card
You can use Federal Bank ATM Card to find the bank balance. It can be used on any of the bank ATM Card for free of cost. You can follow the following steps to find the bank balance using the ATM Card-
- Insert your ATM Card in the ATM Machine
- Enter your PIN and press Confirm
- Select the Balance inquiry option and find the bank balance
Minimum maintenance Balance for Federal Bank
Federal Bank keeps a cap on the minimum maintenance balance required by the account holder to keep the bank account functional. There are two types of account saving account and current account with different minimum balance requirement. The following are the minimum maintaining balance for Federal Bank account-
Savings Account
| Type of Savings Account | Balance Required |
|---|---|
| Basic Savings Bank Deposit | Nil |
| Fed Smart | Rs. 1,00,000 |
| Selfie Account | Nil |
| Freedom SB | Rs.1000 |
| Mahilamitra | Rs. 5000 |
Current Account
| Scheme Types | AMB Requirement |
|---|---|
| Freedom Current | 5,000 |
| Current Plus | 10,000 |
| Fed Trade | 25,000 |
| Fed Trade50 | 50,000 |
| Fed Trade Plus | 1,00,000 |
| Fed Chit | 1,00,000 |
| Fed Vanijya | 5,00,000 |
| Fed Vanijya Plus | 10,00,000 |
If the account holder does not maintain the charges then the account will be subject to charges/fine the non-Maintenance charges are as follows-
Non-Maintenance Charges for Savings Bank Account
| AMB Non Maintenance Charges | |||
|---|---|---|---|
| Savings Accounts Rural and Senior Citizens Schemes | Other Schemes Item Shortfall in AMB Charges | ||
| Shortfall in AMB Charges(₹ Per month) | Charges* (₹ Per month) | Shortfall in AMB | Charges* (₹ Per month) |
| Upto 20% | 27 | Upto 20% | 30 |
| Above 20% upto 40% | 54 | Above 20% upto 40% | 60 |
| Above 40% upto 60% | 81 | Above 40% upto 60% | 90 |
| Above 60% upto 80% | 108 | Above 60% upto 80% | 120 |
| Above 80% upto 100% | 135 | Above 80% upto 100% | 150 |
Non-Maintenance Charges for Current Bank Account
| Scheme Types | Charges (Rs. Per Month) |
|---|---|
| Freedom Current | 200 |
| Current Plus | 300 |
| Fed Trade | 350 |
| Fed Trade50 | 400 |
| Fed Trade Plus | 500 |
| Fed Chit | 500 |
| Fed Vanijya | 1000 |
| Fed Vanijya Plus | 1000 |
I’m Shiv Kumar, a graduate with a passion for finance, marketing, and technology. My journey into finance started with a desire to understand money management and investing.
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