How to Check Kerala Gramin Bank Account Balance?

Kerala Gramin Bank is an RRB Bank that was formed after the amalgamation of North Malabar Gramin Bank and South Malabar Gramin Bank in the year 2013. The bank has 647 branches in the Indian state of Kerala and is one of the largest RRB Bank in India. The bank provides various banking service that makes the bank a modern bank that includes net banking, mobile app, etc.

Kerala Gramin Bank Balance Inquiry Missed Call Number

Kerala Gramin Bank Balance Inquiry Missed Call Number

Kerala Gramin Bank provides a missed call banking facility that enables the account holder to find the bank account balance by giving a missed call. The Kerala Gramin Bank Missed Call Number is 9015800400. After giving a missed call the call will be automatically disconnected followed by a text message containing the bank account details.

Check Balance by using Kerala Gramin Bank Net Banking

Net Banking is a banking service that is convenient to use as it enables the account holder to access the banking service 24X7 and 365 days without requiring visiting the bank branch. To use the service the account holder needs the login details that can be collected from the Bank Branch. After receiving the login details you can start using the Kerala Gramin Bank Net Banking

Check Balance by using Kerala Gramin Bank Mobile Banking

Kerala Gramin Bank provides a mobile banking app that enables the account holder to use the mobile app to access the banking features like fund transfer, balance check, and much more. It is a free-to-use app that is available to download in the play store.

Check Balance by using Kerala Gramin Bank ATM

You can also use the Kerala Gramin Bank ATM Card associated with the account. It is free to use service and can be used on any of the bank ATM Machines. Check the Bank account balance by using the following steps-

  • Insert the ATM Card in the ATM Machine
  • Enter your 4-Digit PIN in the ATM Machine
  • Now select the Balance Inquiry option

Minimum balance required for Kerala Gramin Bank

Every Bank keeps a minimum maintenance balance requirement that has to be maintained by the account holder failing that will cause in the charge of the fine. The following is the minimum maintenance balance required and the non-maintenance charges-

Particulars With Cheque book (in Rs.) Without Cheque Book(in Rs.)
Savings Bank Account 1000 200
Current Bank Account 2000

Non-maintenance Charges

Particulars With Cheque book (in Rs.) Without Cheque Book (in Rs.)
Savings Bank Account 40 20
Current Bank Account Rs. 50 Per day or Maximum of Rs.300 per month