How to Check IndusInd Bank Account Balance?

IndusInd Bank is a private sector bank established in the year 1994. IndusInd Bank is the first among the Private Sector Bank that has been providing the latest and most advanced banking service. The bank provides all kind of modern banking service like mobile banking, net banking and much more.

Induslnd Bank Balance Inquiry Missed Call Number

Induslnd Bank Balance Inquiry Missed Call Number

IndusInd Bank offers the customer with the Missed Call Banking facility that enables the account holder to give a missed call on a number and receive the bank balance details as an SMS. The IndusInd Bank Missed Call Number is 18002741000.

IndusInd Bank SMS Banking via IndusInd Bank SMS Balance Check Number

SMS Banking can be used to find the bank balance as well as other related service details that makes this method of banking handy. In this method, the account holder requires to send an SMS with a pre-defined syntax to the IndusInd Bank SMS Banking Number- 9212299955. The respective details will be provided by the bank with the SMS-

Service SMS format
Check Account Balance BAL
Check Last 3 transactions MINI
Generate MMID GETMMID

Check Balance by IndusInd Bank Net Banking

IndusInd Bank provides a Net banking facility that enables the account holder to use the banking service to find the bank balance by using the internet. Apart from the account balance check, you can also use the Net Banking to do all the banking. To avail this service the account must be registered from the bank branch. After the registration, you can use the IndusInd Bank Net banking.

Check Balance by IndusInd Bank Mobile Banking

Mobile banking is one of the best features presented by a bank as it has a lot of benefit like it saves time and the accessibility of the banking services becomes easier. There are two types of mobile banking service provided by IndusInd Bank-

IndusInd Bank Mobile App

Mobile Banking enables the account holder to use this service similar to the Net Banking only difference being the use of the Mobile device as a medium to use the banking service. The download link for the respective devices is listed below-

IndusInd Bank USSD Code

USSD Code banking enables a feature phone to access the Mobile banking service. It stands for Unstructured Supplementary Service Data that uses Quick code that can be accessed by dialing the following number-

Transaction Name Short code (Registered Users) Short code (New Users)
Fund Transfer *99*1# *99*69*1#
Request Money *99*2# *99*69*2#
Check Balance *99*3# *99*69*3#
My Profile *99*4# *99*69*4#
View Pending collect requests *99*5# *99*69*5#
Transaction history *99*6# *99*69*6#
Set UPI PIN *99*7# *99*69

Check Balance by IndusInd Bank ATM

You can use the IndusInd Bank ATM Card to find the account balance. it is free to use service provided by every bank for the person holding any bank ATM Card. You can follow these steps to find the balance of the account associated with the account-

  • Insert your ATM Card in the slot provided
  • Enter your ATM Pin in the machine and press Confirm
  • Now select the Balance inquiry option from the provided menu

Minimum Maintenance Balance for IndusInd Bank

Every Bank keeps a cap on the minimum maintenance balance depending on the type of account. This minimum cap has to be maintained by the account holder. If the account holder fails to maintain the minimum balance then the account will be charged with a fine.

Savings Account Balance Required
Indus Maxima Savings Account Average Quarterly Balance – INR 25,000
Indus Privilege Savings Account MAB of Rs. 10, 000 in A category branches
MAB of Rs. 10, 000 in B category branches
MAB of Rs. 5,000 in C category branches
Indus Privilege Active This is a transaction based account with no requirement of monthly average balance.
Indus Diva Savings Account Average Quarterly Balance of Rs 25,000 or Fixed Deposit of Rs 5,00,000
Indus Senior Savings Account Indus Senior (Privilege)
Average Monthly Balance of Rs. 10,000 or Fixed Deposit of Rs. 2,50,000
Indus Senior (Maxima)
Average Quarterly Balance of Rs 25,000 or Fixed Deposit of Rs. 5,00,000
Indus Young Saver Monthly balance requirement: 5000, waived off if a parent privilege account is linked, or on a Recurring  Deposit of 2,500 or more per month
Indus Classic Savings Account A Category Branches – Rs. 10,000
B Category Branches – Rs. 10,000
C Category Branches – Rs. 2,500
Rural/C1 Category Branches – Rs. 1,500
Indus Easy Savings Account Zero minimum balance

Non Maintenance for IndusInd Bank

Account Type Charges
Indus Classic A & B If MAB in the account is between Rs.5,000 to Rs.10,000/-Rs 250/- per month If MAB is less than Rs.5,000/- Rs 350/- per month
Indus Classic C If MAB in the account is between Rs.2,500 to Rs.1,250/-, Rs 250/- per month If MAB is less than Rs.1,250/-, Rs 350/- per month
Indus Classic Rural/C1 If MAB in the account is between Rs.1,500 to Rs.750/-, Rs 250/- per monthIf MAB is less than Rs.750/-, Rs 350/- per month
Indus Privilege A&B If MAB in the account is between Rs.5,000 to Rs.10,000/-, Rs 250/- per monthIf MAB is less than Rs.5,000/-, Rs 350/- per month
Indus Privilege C &Rural/C1 If MAB in the account is between Rs.5,000 to Rs.2,500/-, Rs 250/- per monthIf MAB is less than Rs.2,500/-, Rs 350/- per month
3 in 1 Privilege account / 1 in 3 Privilege account If MAB in the account is between Rs.10,000 to Rs.5,000/-, Rs 250/- per month If MAB is less than Rs.5,000/-, Rs 350/- per month

No charges will be charged if the account holder

Indus Classic A & B

  • Category A-Fixed Deposit of amount Rs.50,000/- and above can be maintained to avoid non maintenance charges
  • Category B- Fixed Deposit of amount Rs.35,000/- and above can be maintained to avoid non maintenance charge

Indus Classic C

  • Fixed Deposit of amount Rs.25,000/- and above can be maintained to avoid non-maintenance charges