Home Banking How to Check Kotak Mahindra Bank Account Balance?

How to Check Kotak Mahindra Bank Account Balance?

Kotak Mahindra Bank is the second-largest Private sector Bank after HDFC Bank in terms of Market Capitalization. It was established in the year 2003 when the RBI gave the bank the license for the banking operations. The bank provides all kinds of modern services to keep the customer updated with the latest banking technology.

Kotak Mahindra Bank Balance Inquiry Missed Call Number

Kotak Mahindra Bank Balance Inquiry Missed Call Number

Kotak Mahindra Bank offers the customer with the Missed Call Banking facility that enables the account holder to give a missed call on a number and receive the bank balance details as an SMS. The Kotak Mahindra Bank Missed Call Number is 18002740110.

Kotak Mahindra Bank SMS Banking via SMS Balance Check Number

SMS Banking can be used to find the bank balance as well as other related service details that makes this method of banking handy. In this method, the account holder need to send an SMS with a pre-defined syntax to the Kotak Mahindra bank SMS Banking Number-9971056767 or 5676788. The respective details will be provided by the bank with the SMS-

Details Keyword
Account balance BAL (space)Last 4 digits of Account Number
Last 3 transactions TXN(space)Last 4 digits of Account Number
Last 3 months statement on email STMT(space)Last 4 digits of Account Number

Check Balance by Kotak Mahindra Bank Net Banking

Kotak Mahindra Bank provides a Net banking facility that enables the account holder to use the banking service to find the bank balance by using the internet. Apart from the account balance check, you can also use the Net Banking to do all the banking. To avail this service the account must be registered from the bank branch. after the registration, you can use the Kotak Mahindra Bank Net banking.

Check Balance by Kotak Mahindra Bank Mobile Banking

Mobile Banking enables the account holder to use this service similar to the Net Banking only difference being the use of the Mobile device as a medium to use the banking service. The download link for the respective devices is listed below-

Check Balance by Kotak Mahindra Bank ATM

You can use the Kotak Mahindra Bank ATM Card to find the account balance. it is free to use service provided by every bank for the person holding any bank ATM Card. You can follow these steps to find the balance of the account associated with the account-

  • Insert your ATM Card in the slot provided
  • Enter your ATM Pin in the machine and press Confirm
  • Now select the Balance inquiry option from the provided menu

Minimum Maintenance Balance for Kotak Mahindra Bank

Every Bank keeps a cap on the minimum maintenance balance depending on the type of account. This minimum cap has to be maintained by the account holder. If the account holder fails to maintain the minimum balance then the account will be charged with a fine.

Savings Account Average Monthly Balance
Edge 10,000/-
Pro 20,000/-
Ace 50,000/-

Non-Maintenance Charges

Average Monthly Balance Charges
If AMB <=25% of required Product AMB Rs.500
If AMB >25% <=50% of required Product AMB Rs.400
If AMB >50% <= 75% of required Product AMB Rs.300
If AMB >75% of required Product AMB but less than product AMB Rs.150