Pros & Cons of Buying a Resale House in India

Indians spend lavishly on two things, first marriage, and second a home. We consider ourselves settled if we buy a family home where we can spend quality time with our family.

Buying a home is a huge investment and requires a lot of funds. You can either buy a plot and build a home or you can buy a resale house.

Out of these two, the latter method i.e., purchasing a resale house is a much better option. When you buy a plot and construct your own house, the cost of the house goes up and it involves various bureaucratic processes.

But like any good thing purchasing a resale house also involves some cons. In this article, we will discuss the Pros and cons of Buying a Resale House in India and much more.

Pros & Cons of Buying a Resale House in India

Pros of Buying a Resale House in India

Purchasing a resale house in India comes with various benefits which can make this a favorable option for you. The following are some of the pros of buying a Resale House in India-

Cost Saving

Purchasing a resale house helps you save a lot of money. Resale houses are priced lower than newly constructed buildings also, if you plan to build your own home then the cost of the construction will be high as well. This is where a resale house can help you get possession of the house without breaking the bank.

Comes with all Amenities

A resale house comes with all amenities installed, you’ll just have to rename it on your name by submitting the required documents. Amenities like hospital, school, shopping centers, and transportation is readily available. Apart from this, you can also get electricity, gas, water, and other important services pre-installed which will help you in settling down faster.

Good Negotiation Possibility

A resale house offers more favorable negotiation opportunities compared to a newly constructed building. The cost of a new construction property is typically higher, and negotiations are often limited due to increased demand. In contrast, a resale house, having already depreciated, provides greater flexibility for the seller, making them more willing to negotiate and secure a deal.

Reduce Waiting Time

A resale house offers immediate occupancy, saving you both time and money compared to buying a plot and planning for construction. Investing time and money in construction can be a lengthy process, posing challenges, especially if you are selling your existing house and securing funds for a new one.

During the construction period, you may need to rent, incurring additional costs. In contrast, a resale house allows for immediate possession, eliminating the waiting period and enabling a faster move-in process.

Cons of Buying a Resale House in India

While there are undoubtedly positive aspects to consider when it comes to the resale of a house, it’s important to acknowledge the associated drawbacks. Here are some of the cons associated with buying a resale house in India

Repair cost

Resale houses sometimes may not be as per your liking or standard and can involve repair costs. This cost can be small or big depending on your liking. This is why you need to have a thorough inspection before purchasing the resale house.

Special attention should be given to infrastructural aspects and associated elements such as electrical wiring, fixtures, water tanks, pipes, etc., as addressing issues in these areas could incur higher costs, presenting potential challenges.

Increased Maintenance Cost

A resale house often features older fixtures and installations, leading to higher maintenance costs. Additionally, there may be generational differences in the installed products, causing a decline in functionality and design standards over time.

Installing modern equipment and items may pose challenges and contribute to increased overall maintenance expenses for the house.

May have some Structural Issues

Structural issues are prevalent in older buildings, particularly those surpassing 10 years. Special attention must be given to any potential structural concerns when purchasing a resale house.

Engaging a professional architect for inspection is advisable, they will conduct a comprehensive assessment of your prospective property and furnish you with valuable insights.

Limited Customization

The resale house’s biggest drawback is the limited customization option especially if it is related to infrastructural changes.

Any modifications or alterations must adhere to the existing infrastructure, constraining additional design possibilities. Additionally, hiring an experienced interior designer becomes essential to skillfully align your requirements with the house’s existing design which will attract additional costs.

Financing Issue

Financing options for old construction houses are limited due to the shorter lifespan compared to new buildings.

Older properties may entail higher Home loan interest rates or less favorable terms for home loans. It is advisable to consult with a loan provider early in the process to assess the available options for purchasing a house.


Buying a house to secure your future involves a huge amount of investment and time. While opting for a resale house may offer convenience, the satisfaction derived from constructing your own home is unparalleled.

Each option presents unique pros and cons, demanding a thorough evaluation of individual priorities and circumstances.

Whether choosing a resale property or opting for new construction, aligning the chosen property with both current needs and future aspirations is crucial.

In the end, the journey to secure your future home involves a thoughtful assessment of your preferences, and priorities, and a strategic approach to make the most informed decision possible.