How to Activate Mobile Banking in UCO Bank?

Mobile Banking is a very important service that a bank can offer to its customers. With the rapid development of the digital infrastructure in India, the use of digital banking has risen a lot in the past few years.

You can also use the mobile banking services if you have a bank account with UCO Bank. The UCO Bank has UCO mBanking plus app which is an app that provides you with all the bank services.

UCO bank is a public sector bank in India and provides very reliable banking services to its customers.

For using the mobile banking app, you’ll have to register and activate the app. In this article, we will discuss how to activate mobile banking in UCO Bank, the registration process, activation, etc.

How to Activate Mobile Banking in UCO Bank

How to Register for Mobile Banking in UCO Bank?

For the security of the accounts, mobile banking and net banking account are only available to those who have registered their account for this.

You can register for a mobile banking account while opening the account or you can also do it later on. The following are the step-by-step instructions on how to register for Mobile Banking in UCO Bank-

  • Visit the UCO Bank premises and ask the bank’s representative for the account updating form
  • Now, fill the form with your details like name, account number, etc. followed by ticking all the checkboxes you want to update especially the mobile banking and UCO Bank Net Banking box
  • After filling out the application form, you’ll have to submit the form to the bank representative along with one of your Identification IDs like Aadhar, PAN card, etc.
  • Now, the bank representative will review your request and will provide you activate your mobile banking
  • You’ll also receive an SMS stating the successful activation of mobile banking, net banking, etc.
  • After receiving the SMS, you can begin the activation process for the Mobile Banking in UCO Bank

How to Activate the Mobile Banking app in UCO Bank?

The following are the step-by-step instructions on how to activate the mobile banking app in UCO Bank-

  • Download and install the UCO mBanking Plus app on your smartphone from the play store or App store
  • Now, open the app and allow the request asked by the app followed by clicking on the I agree checkbox and register button
  • After clicking on the registration button, you’ll have to send an SMS from your registered mobile number to the bank. The app will automatically do that for you
  • After sending the verification SMS, an OTP will be sent to your registered mobile number which you’ll have to enter
  • After entering the OTP, enter the account number, transaction amount (any of the last 5 transactions and its type)
  • Now, you’ll have to select your customer Id followed by entering your debit card details in the next step
  • After entering the debit card details, you’ll have to create your MPIN and MTPIN which is the login pin and transaction pin respectively
  • After creating your pin, you’ll receive a successful activation message. Now, you will be able to use the UCO mBanking app easily

Precautions while Activating UCO Bank mBanking App

While activating your UCO bank mBanking app, you’ll have to keep certain things in mind to avoid any issues with the activation-

  • You’ll have to ensure that the registered mobile number’s sim should be inserted into your smartphone while activating the UCO mBanking app
  • The calling, SMS, and Data of your phone should be online on your SIM for smooth processing
  • The MPIN and MTPIN should be two different pins, you cannot mix them up
  • Keep your password safe and do not use generic Pins like 1111 or 1234 as your pin
  • Do not share your password with anyone


How to find the bank balance of my UCO Bank account using mobile banking?

You can find the bank balance of your UCO Bank account by logging into your account and navigating to the account summary section. There are other ways as well using which you can find the bank balance of your account like UCO Bank Missed Call Number, SMS Banking, Net Banking, etc.

Can I use the UCO mBanking Plus app for UPI payments?

Yes, you can use the UCO mBanking Plus app for the UPI Payments. You’ll have to register for the UPI on your app and use the app for UPI Payments.

How safe is the UCO bank mobile banking app?

UCO Mobile Banking app is very safe to use and you can use the app for a variety of banking services like fund transfer, balance checks, statements of account, etc. The only safety issue that might arise is from the user side. If you have a weak password or have shared your password with someone else, then your mobile banking app might have a security issue.