How to Open Jan Dhan Account in Canara Bank? Documents Required, Eligibility, etc.

Pradhan Mantri Jan Dhan Yojana is a scheme introduced by the Narendra Modi Government to provide lower-income groups and financially untouched parts of the society by providing them access to easy banking.

This account is for people who have no access to opening a bank account. Financial Inclusion is very important for a booming economy like India.

You can open the Jan Dhan Yojana account in Canara bank. In this article, we will discuss how to open a Jan Dhan account in Canara bank? documents required, eligibility, etc.

Features of Pradhan Mantri Jan Dhan Yojana

The following are the features for Pradhan Mantri Jan Dhan Yojana-

• This account is just like any other bank account but without any requirement of maintaining a minimum balance
• The account holder gets a Rupay Debit Card using which you can spend your money
• Under this scheme, the account holders get Rs.1 Lakhs accident insurance cover for free
• The benefits of the Government schemes will directly reach the account
• You can also avail of net banking, mobile banking facilities along with the UPI
• You’ll get Rs.30,000 life cover by LIC for the first-time account opener

Eligibility for Pradhan Mantri Jan Dhan Yojana

The following are the eligibility criteria for Pradhan Mantri Jan Dhan Yojana-

• You can open the account if you are between 18 years of age to 69 years of age
• A minor more than 10 years of age can also avail of this scheme, however, the account will only be managed by the parents or guardians

How to Open Jan Dhan Account in Canara Bank?

The following are the step by step instructions on how to apply for Jan Dhan Account in Canara Bank-

• Visit the nearest Canara Bank premises and ask the bank representative for the Jan Dhan Account opening form
• Now, fill out the form with correct details like name, address, father’s name, nomination, etc.
• After filling out the form, attach all documents mentioned below along with the application form
• Submit the form and documents to the bank representative
• The bank representative will review your application and confirm your identity using your documents
• After reviewing your application, you’ll receive a reference number for account opening
• Further, the verification and background check will be done and your account will be opened
• Now, you’ll receive a Canara bank starter’s kit via speed post in which you’ll receive a Bank of Baroda Debit card, passbook, cheque book, etc.

Documents Required for Jan Dhan Account in Canara Bank

The following are the documents required for Jan Dhan Account in Canara Bank-

• Driving license
• Passport
• PAN(Permanent Account Number) Card
• The Voter’s ID issued by the Election Commission of India
• Aadhar Card
• Any document which has been notified by the Central Government in consultation with the Regulator
• NREGA issued job card which has been signed by a state government office

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