Bank Holidays in 2024 are different for different states which make the customer confused whether to visit the bank or not. Mudra Nidhi brings you the list of Bank holiday to make your bank visit easy and helps you in managing your bank visit without returning home disappointed. Here you can use the above link of your state to find the bank holiday in your state for the year 2024. India has total of 28 states, 9 union territories with 730+ districts. All these states and union territories can be selected from the above bank holiday calendar 2024.

Bank Holidays

Bank Holidays are very important days on which the banks all over India or the region observing will be closed due to the holiday.
The bank holidays are decided by the Reserve Bank of India which is the regulatory body for the banks. When a bank is observing a holiday, all the employees will get a holiday for the celebrations.
In those days, the banking services like branch visits, or any other branch-related services will be closed. You can still use internet banking services to access your account but any physical services by the bank will not be possible.
You can use the Mudra Nidhi Bank Holidays using state-wise bank holidays which will list out all the bank holidays for your specific states.
You can simply choose the state you live in and you can find the date on which the bank will remain closed.
Finding these details will help you in planning your bank branch visit which will prevent you from visiting the bank during the holidays.

Types of Bank Holidays

Bank Holidays are of various kinds and each kind has its own specifically based on the nature of the holiday.
Bank holidays are of two types- Public Holidays and National Holidays. Further, the bifurcation can be done based on the central government holidays and state government holidays.
In India, there are three compulsory Gazetted holidays which is observed throughout the nation which are-

  • Republic Day
  • Independence Day
  • Mahatma Gandhi Jayanti

Apart from gazetted holidays, there are state-wise holidays that are observed based on the regional and cultural heritage of the state.
India has 28 states and 8 union territories, each having a distinct cultural history dating back 5000 years.
Holidays especially traditional holidays like Diwali, Dusshera, etc. have historical and cultural beliefs attached to them which makes them special for people.
India is a secular country hence the holidays are observed across all all-religious customs. All Major religious holidays like Id, Christmas, Holi, etc. are observed in India.

RTGS and NEFT Holidays

RTGS stands for Real Time Gross Settlement whereas NEFT stands for National Electronic Funds Transfer which is basically a payment transfer mechanism provided by the RBI for the customers.
The NEFT and RTGS system is available 24X7 for you to use however, during the bank holidays, you cannot use these services.
RBI has a clearing office that monitors and manages this system. During holidays, this system also comes to a haul and further gets executed after the resuming of the banking services.

Bank Holidays in India

The following are the Bank Holidays in India-

New Year's Day

It is the beginning of the year i.e., 1 January, and is observed in many northeastern states as a holiday. It is a holiday which comes every year on the same day and does not change as per any other factor.

Boghi/ Makara Sankranti / Pongal

Boghi is a festival widely celebrated in states like Tamil Nadu, Andhra Pradesh, Telangana, Karnataka, and Maharashtra under various names like Pongal in Tamil Nadu, and Makar Sankranti in other states.
The date of the festival is based on the solar Hindu calendar and falls on the last day of Agrahāyaṇa or Mārgaśīrṣa month. According to the Georgian calendar, the Boghi festival is celebrated on the 13 of January every year.
The festivities associated with Makar Sankranti are known by various names Magh Bihu in Assam, Maghi in Punjab, Maghi Saaji in Himachal Pradesh, Maghi Sangrand or Uttarain (Uttarayana) in Jammu, Sakrat in Haryana, Sakraat in Rajasthan, Sukarat in central India, Pongal in Tamil Nadu, Uttarayan in Gujarat, and Uttar Pradesh, Ghughuti in Uttarakhand, Dahi Chura in Bihar,
Makar Sankranti in Odisha, Karnataka, Maharashtra, Goa, West Bengal (also called Poush Sankranti), Uttar Pradesh (also called Khichidi Sankranti), Uttarakhand (also called Uttarayani) or as simply, Sankranti in Andhra Pradesh and Telangana Maghe Sankranti (Nepal), Songkran (Thailand), Thingyan (Myanmar), Mohan Songkran (Cambodia), and Shishur Senkrath (Kashmir).
 On Makar Sankranti, the Sun god is worshipped along with Lord Vishnu and goddess Lakshmi throughout India

Republic Day

Republic Day is observed throughout India and it is the day when the Indian Constitution was adopted and India was officially known as the Republic of India.
The Constitution of India came into effect on 26 January 1950 after abolishing the Government of India Act, of 1935. Since 1950, India has been observing Republic Day on 26th January.


Holi is a prominent Hindu festival that comes every year to commemorate the triumph of good over evil, as it commemorates the victory of Lord Vishnu as Narasimha Narayana over Hiranyakashipu.
The festival is also known as Festivals of Colors, Festivals of Love, and Festivals of Spring. The banks will remain closed on the day of Holi.

Idul Fitr

Idul Fitr is an Islamic festival that is observed to mark the end of the month-long dawn-to-sunset fasting of Ramadan.
The festival is observed as a Bank holiday and banks across India will remain closed on this day.

Bakrid / Eid al Adha

Eid al Adha also known as Bakrid is celebrated in India to honor the willingness of Ibrahim (Abraham) to sacrifice his son Ismail (Ishmael) as an act of obedience to Allah's command.
Banks and other Government institutions will remain closed on this day.

Independence Day

India observes the 15th of August as independence day which is to commemorate the day on which India got its independence.
All the banks and Government offices across India will remain closed to celebrate independence day.

Gandhi Jayanti

Gandhi Jayanti is a national holiday that is observed on the 2nd of October. The banks and Government offices will remain closed on this day.

Eid e Milad

Eid e Milad or Mawlid, or Mawlid an-Nabi ash-Sharif is the birth date of Prophet Mohamad. In India and around the world, the day is celebrated and banks and Government offices are closed. 


Diwali is the festival of light and is based on the story of Ramayana. It is the day on which Lord Ram returned home after defeating the Deamon king Ravan.
It is one of the oldest and continuous festivals in the world celebrated for thousands of years. Banks and offices across India are closed.

Guru Nanak Jayanti

Guru Nanak Jayanti known as Guru Nanak’s Prakash Utsav celebrates the birth of the first Sikh guru, Guru Nanak Dev Ji.
The banks in India will remain closed on the Guru Nanak Jayanti.

Christmas Day

Christmas is an annual festival that falls on the 25th of December every year. It is a religious festival celebrated by billions of people across the world. The banks and offices will remain closed on the day.

FAQs on Bank Holidays

Bank holidays in India are specific to the states. Each state has its own holiday list. Select any state from the above list to check 2024 bank holidays of the individual state.

Banks are closed only during the second and fourth Saturdays and the rest of the Saturdays are working days.

No, in India new year is not a bank holiday however, the holiday is observed on New Year's eve.